Financing your home

multitude of factors. These factors include your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. Use this calculator to sort through the confusion, and determine if refinancing your mortgage is a sound financial decision.

Tools and Calculators

Determine what level of income lenders will expect you'll be making

to qualify for a certain loan amount.

Pre-Approval Smart buyers know their price range and have their financing pre-approved by a mortgage lender.

Compute the payment for a given loan amount and the

interest rate.

Compare your investment in a house versus renting and investing

the difference.

Refinance?

This article discusses when it might be time to refinance an existing home loan.

How long will it take to breakeven on a mortgage refinance? That depends on a

Serving these areas: Raleigh, Cary, Garner, Wake Forest, Fuquay, Angier, Clayton, Apex, Knightdale, Wendell, Zebulon, Rolesville, Holly Springs, Smithfield

BB&T Brian Campbell, Vice President Mortgage Loan officer 919-662-5649

Element Funding Dawn Biddix Senior Loan Officer 919-422-0301

Mortgage Market

Review the mortgage market direction, current interest rate trends, browse the daily market commentary and view inter-day rate updates.

919-201-1663

Duane Devalle 919-201-1663

Express Financial & Mortgage Services, LLC David Wood 919-786-4149